GraftPay vs Jobber: Which Job Management App Wins for UK Builders in 2026?

·11 min read

If you're weighing up GraftPay vs Jobber for your UK trade business, here's the short version. Jobber is the bigger, more polished tool, with proper mobile apps on iOS and Android, mature reporting and 14 years of feature build. It also bills in US dollars, charges higher card processing fees than UK Stripe rates, and includes per-user-after-the-included-number pricing once your team grows.

GraftPay is smaller, simpler, UK-built, and prices in pounds. £29 a month flat. Unlimited users. UK Stripe processing rates direct.

Both have 14-day free trials with no card needed. Real choice: do you want the mature North American tool with FX exposure, or the leaner UK tool that prices in £?

Every Jobber price and feature claim here comes direct from getjobber.com/pricing on the day this was written.

Quick verdict

Pick Jobber if you run a larger team with QuickBooks Online or Xero sync needs, want native iOS + Android mobile apps your field crews will use daily, and don't mind paying in USD with FX fluctuations on every bill.

Pick GraftPay if you're a sole trader or small team, you want flat predictable £-pricing, you'd rather not lose money to exchange rate swings on a monthly subscription, and your bottleneck is sending quotes and taking deposits fast.

GraftPay vs Jobber pricing compared

Money first. The headline: Jobber prices in USD. GraftPay prices in £.

Team size GraftPay Jobber (USD, monthly) Jobber (£ approx*)
1 user £29/month Core $49/mo ~£39/month
5 users £29/month Connect $199/mo ~£158/month
10 users £29/month Grow $399/mo ~£316/month
15 users £29/month Plus $699/mo ~£554/month
Per-user pricing No, flat rate Yes, $29/user above plan cap ~£23/user
Card processing UK Stripe rates direct (~1.4% + 20p UK cards) 2.9% + 30¢ 2.9% + ~24p
Currency billed in £ GBP USD only USD only
FX risk None Yes (rate moves monthly) Yes
Free trial 14 days, no card 14 days, no card

Approximate using £1 ≈ $1.27 in mid-2026. Real rate fluctuates daily, which is the whole point. Jobber's no-commitment monthly prices shown — annual prepaid is cheaper but locks you in.

Three takeaways.

One. For a sole trader, Jobber Core costs roughly £39/month at current FX rates. GraftPay costs £29. Not a huge gap, but the £29 is the £29 every month, forever. Jobber's £-equivalent moves up and down with the dollar.

Two. The gap explodes as you add staff. At 10 users on Jobber Grow, you're paying ~£316/month. GraftPay is still £29. That's an £287/month gap, roughly £3,440 a year.

Three. Card processing fees matter. Jobber's 2.9% + 30¢ is North American Stripe pass-through. GraftPay uses UK Stripe direct (typically 1.4% + 20p for UK cards). On a £1,000 deposit, that's roughly £29.24 to Jobber versus £14.20 to GraftPay. Over a year of 50 deposits, the gap is around £750. (Also worth a quick read: GraftPay vs Tradify for the per-user vs flat-rate angle.)

Features compared

Now the honest features table. This is where Jobber's 14 years of build shows up.

Feature GraftPay Jobber
Quote builder
Email + SMS quote delivery ✅ Included ✅ Two-way SMS UK available
Take deposits ✅ Built-in via Stripe ✅ Via card processing
Final balance invoicing ✅ One-tap ✅ Batch + progress invoicing
Job scheduling calendar ✅ All plans
Routing optimisation ✅ All plans
GPS team tracking ✅ All plans
Time + expense tracking ✅ Connect and above
Job costing ✅ Grow and above
Automatic time tracking ✅ Grow and above
Custom workflow automation ✅ Grow and above
Recurring jobs + automatic payments ✅ All plans (auto-pay US/Canada only)
QuickBooks Online + Xero sync ✅ Connect and above
Native iOS + Android apps ⚠️ Web app, works on any phone ✅ Both 4.7+ rated
AI Voice + AI Chat ✅ Available on plans
Marketing tools (reviews, referrals) ✅ Add-on (£62/month equivalent)
UK-built ❌ (Canadian, sold globally)
£ GBP billing ❌ (USD only)

Two takeaways.

One. Jobber wins on feature depth, by a comfortable margin. If you need scheduling, routing, GPS tracking, automated payments and full accounting sync, GraftPay does not have those tools today.

Two. GraftPay wins on focus and predictability. One job, done well. Quote out, deposit in, balance paid. £29 a month in pounds, every month.

Where Jobber wins

Being honest. Jobber has been around since 2011 and built a properly mature product. They win on:

  • Mobile apps on both iOS and Android. Both rated 4.7+ stars. Field crews on Samsung phones get the same experience as iPhone users. This is genuinely useful if your team is mixed.
  • Accounting sync (QuickBooks Online and Xero). Available from Connect ($199/month, ~£158). Saves hours of double-entry every month. GraftPay does not sync to accounting tools yet.
  • Scheduling and routing. Drag-and-drop scheduling, automatic route optimisation, GPS tracking. If you're sending 3+ people to jobs across a city every day, this matters.
  • AI features. Jobber AI Voice (create quotes hands-free) and Jobber AI Chat (business data Q&A). Newer features but useful if you're admin-poor.
  • Mature ecosystem. 7,000+ Zapier integrations, app marketplace, Home Depot integration, Gusto payroll sync. They've had over a decade to build it.

If any of those five are how you actually run your business, Jobber is the more capable tool today. Plain fact.

Where GraftPay wins

Now the bit you scrolled down for.

  • Prices in pounds, full stop. £29/month, every month, no exchange rate roulette. Jobber's bill arrives in USD and your bank converts at whatever rate that day. Some months Jobber Core costs you £38, some months £42. GraftPay is £29. Always.
  • No FX or international transaction fees on the subscription. Most UK business bank accounts add 2-3% on international card payments. On a Jobber Plus subscription at $699/month, that's an extra £15+ a month in invisible bank fees.
  • Lower card processing for UK cards. GraftPay uses UK Stripe direct (around 1.4% + 20p for UK domestic cards). Jobber charges 2.9% + 30¢ flat. On a £1,000 deposit, the difference is roughly £15. Across 100 deposits a year, you're looking at £1,500.
  • Flat-rate. £29 covers unlimited users. Jobber's plans include a fixed number of users (5, 10, 15) and charge $29/user/month after that. As your team grows, GraftPay stays £29.
  • UK-built. GraftPay is built specifically for UK tradesmen. Jobber is Canadian and sold across the US, Canada and UK, with UK as the smallest market. Small things like GBP-first pricing, UK-time support hours and a UK tax roadmap make a difference when something goes wrong on a Tuesday afternoon. (HMRC VAT guidance for context on UK tax rates Jobber prices have to be reconciled against.)

GraftPay vs Jobber: real-world scenarios

Three quick scenarios.

Scenario 1: Sole-trader plumber, 10 jobs a week

Picture a plumber working solo. 40 jobs a month, half deposit-collected. iPhone in the van. Books done quarterly.

Jobber Core (no commitment): $49/month, roughly £39 at current rates. GraftPay: £29. Gap is around £10/month, £120 a year.

Add in card processing on, say, 30 deposits a month averaging £400 each. Jobber's 2.9% + 30¢ comes to about £356/month in fees. GraftPay's UK Stripe rates come to about £174/month. That's a £182/month gap in fees alone.

Combined annual difference: roughly £2,300. Jobber gives you better scheduling and a polished iOS app for that £2,300. GraftPay gives you the £2,300 back.

Scenario 2: Builder with 5 lads, 80 jobs a month

You're managing a team. Quote 80 jobs a month, win 50, take deposits on most. Mixed iPhone and Android team.

Jobber Connect (5 users included): $199/month, roughly £158. Plus card processing fees at 2.9% + 30¢. GraftPay: £29.

Subscription gap alone: about £130/month, £1,560 a year. Jobber gives you QuickBooks sync, scheduling, GPS tracking and full mobile apps that the lads on Samsungs can actually use.

GraftPay doesn't have scheduling or QuickBooks sync. If those are core to how you run, Jobber pays for itself. If you just need quotes out and deposits in, GraftPay saves you over £1,500/year before card processing differences.

Scenario 3: Established firm with 10 staff and recurring contracts

10-person team. Recurring service contracts. Scheduling chaos without proper software. QuickBooks for the books.

This is honestly Jobber territory. Grow at $399/month (~£316) covers 10 users, full scheduling, GPS tracking, job costing, QuickBooks sync. Worth it for the operational savings at that scale.

GraftPay doesn't compete here yet. Maybe in 18 months when scheduling and accounting sync are built. Not today.

GraftPay vs Jobber: which one wins?

Sole trader or 2-person team: GraftPay wins on price, FX and card fees. £29 flat in £ beats Jobber Core at ~£39 USD-equivalent, and the card processing gap stacks up fast.

Mid-size team (5-10) needing scheduling, QuickBooks sync and a proper mobile app: Jobber wins on capability. Pay the price, get the tools. GraftPay does not have scheduling or accounting sync today.

10+ staff with complex operations and recurring contracts: Jobber wins comfortably. GraftPay is not in this fight yet.

Mixed iOS/Android team where the lads need a proper Android app: Jobber beats ServiceM8 here, and GraftPay's web app works on any phone too. Tie between Jobber and GraftPay on the Android question, with Jobber winning on overall polish.

If you're a sole trader or small builder weighing things up, try GraftPay first. 14 days free. If you find yourself missing scheduling, GPS tracking or QuickBooks sync, Jobber is there. (See also our GraftPay vs ServiceM8 comparison for another flat-rate alternative without USD pricing.)

Frequently asked questions

Does Jobber charge in pounds or dollars in the UK?

Jobber prices and bills in USD even for UK customers. According to the official Jobber pricing page, all prices are in USD and subscriptions are billed in USD. UK customers face foreign exchange fluctuations and potential bank international transaction fees on every monthly charge.

How does Jobber's card processing compare to GraftPay?

Jobber charges 2.9% + 30¢ per card transaction on all plans. GraftPay uses Stripe directly with standard UK rates (around 1.4% + 20p for UK cards). On a £500 deposit, that is roughly £14.84 with Jobber versus £7.20 with GraftPay. Across 100 transactions a year, the gap is meaningful.

Does Jobber work on Android?

Yes. Jobber has full native apps for both iOS (4.8/5 rating) and Android (4.7/5). This is a meaningful advantage over ServiceM8 if your team is on mixed phones.

Is Jobber per user or flat rate?

Jobber is a hybrid. Each plan includes a fixed number of users (Core 1, Connect 5, Grow 10, Plus 15) and additional users cost $29/user/month. GraftPay is flat £29/month with unlimited users.

What about a free trial?

Both offer a 14-day free trial with no credit card required. Jobber's trial gives you full access to the Grow plan. GraftPay's trial gives you the full £29 plan. You can run both in parallel for two weeks if you want to compare side by side.

Want to try GraftPay?

If £-pricing, no FX risk and lower card processing fees sound like what your business actually needs, try GraftPay free for 14 days. No card needed. Send your first quote, take your first deposit in pounds, see how it feels when the bill never moves with the dollar.